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Average Annual Return on Market Price for the Period Ending 6/30/08

YTD 1 Year 3 Year 5 Year 10 Year
Before Tax

(15.4)%

(14.4)%

4.1%

6.9%

3.3%

After Tax

(15.5)%

(15.4)%

3.0%

5.9%

1.8%

Actual after-tax returns depend on your tax situation and may differ from those shown above. The calculation assumes the shareholder was in the highest federal marginal income tax bracket at the time of each distribution of income or capital gains. They do not reflect the impact of state and local taxes. After-tax returns reflect the reduced tax rates on qualified dividend income. Past performance - whether before or after taxes - does not indicate how the Company will perform in the future.

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